Manulife Investments basic GIC accounts
For deposits made up to November 13, 2020.
GICs from Manulife Investment Management offer very competitive rates and 30-day rate guarantees. In addition, a Manulife Investments GIC provides insurance company benefits, such as tax advantages for non-registered contracts, the ability to pass on money tax free to beneficiaries, and potential creditor protection. A large case program is also available for investors with GIC assets of $500,000 or more.
Two investment options are available:
1. Manulife Investments basic GIC account (cashable)
- Offers a half-year rate bonus by adding six months to a standard term length
- Allows investors to align maturity dates with future investment plans, expenditures, or lifestyle changes
- Provides the flexibility to cash in if the need arises1
2. Manulife Investments basic GIC noncashable account
- Offers a higher rate compared with a standard term in the basic GIC account (cashable)
- Allows investors to align maturity dates with future investment plans, expenditures, or lifestyle changes
Note: A daily interest account is also available. This is a convenient place to park money while investors take time to make longer-term investment decisions.
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Important Disclosure
GIC refers to a guaranteed interest contract. 1 Surrender charges may apply if withdrawals are made prior to the maturity date. Withdrawals may be subject to legislative or contractual restrictions.