Investments

Manulife Funds (including the Trust Pools) and Manulife Corporate Classes (including the Class Pools) are managed by Manulife Investment Management Limited (formerly named Manulife Asset Management Limited).  Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the fund facts as well as the prospectus before investing.  The indicated rates of return are the historical annual compounded total returns including changes in share/unit value and reinvestment of all dividends/distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns.  Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

Manulife, Manulife Investment Management, the Stylized M Design, and Manulife Investment Management & Stylized M Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license.

Any amount that is allocated to a segregated fund is invested at the risk of the contractholder and may increase or decrease in value. Returns shown are after the MER has been deducted. Performance histories are not indicative of future performance. For information on guarantees, fees and expenses that may apply to segregated funds, please read the Information Folder, Contract and Fund Facts of the segregated funds. The Manufacturers Life Insurance Company is the issuer of Manulife segregated fund contracts and the guarantor of any guarantee provisions therein. 

Manulife ETFs are managed by Manulife Investment Management Limited (formerly named Manulife Asset Management Limited). Commissions, management fees and expenses all may be associated with exchange traded funds (ETFs). The indicated rates of return are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns.  Investment objectives, risks, fees, expenses and other important information are contained in the ETF facts as well as the prospectus, please read before investing.  ETFs are not guaranteed, their values change frequently and past performance may not be repeated.

Manulife, Manulife Investment Management, the Stylized M Design, and Manulife Investment Management & Stylized M Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license.

Asset allocation portfolios - mutual funds

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments and the use of an asset allocation service.  Please read the fund facts as well as the prospectus of the mutual funds in which investment may be made under the asset allocation service before investing.  The indicated rates of return are the historical annual compounded total returns assuming the investment strategy recommended by the asset allocation service is used and after deduction of the fees and charges in respect of the service. The returns are based on the historical annual compounded total returns of the participating funds including changes in share/unit value and reinvestment of all dividends/distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder in respect of a participating fund that would have reduced returns.  Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

Asset allocation portfolios - segregated funds

Any amount that is allocated to a segregated fund is invested at the risk of the contractholder and may increase or decrease in value. Returns shown are after the MER has been deducted. Performance histories are not indicative of future performance. For information on guarantees, fees and expenses that may apply to segregated funds, please read the Information Folder, Contract and Fund Facts of the segregated funds. The Manufacturers Life Insurance Company is the issuer of Manulife segregated fund contracts and the guarantor of any guarantee provisions therein. 

Separately managed accounts

Manulife Investment Management has demonstrated expertise in sub-advising SMA portfolios for our financial partners and their clients since 2001. We believe that a three way partnership between investment manager, financial advisor and the investor, creates a solution that allows financial advisors to build portfolios that can be tailored to unique individual needs. SMA investors benefit from specialized investment teams and an institutional approach to investment management that utilizes disciplined and well defined investment strategies. Backed by a global financial services leader, Manulife Financial - clients are provided with stability, a robust risk management framework and an international network of resources.

At a glance

Separately Managed Accounts (SMA) provide advisors with a customized and sophisticated approach to investing that is ideally suited to the high-net-worth market.

Highlights:

  • Direct ownership of individual securities
  • Typical minimum: $100,000
  • Flexibility to transfer in/out individual securities
  • Institutional-quality investment management
  • Portfolio customization
  • Unique tax planning advantages

Benefits of separately managed accounts

  • For the Advisor

    Enhanced Service Model    

    • Puts day-to-day management of client's portfolio in hands of a dedicated portfolio manager
    • Advisor has more time to devote to enhancing focus on client relationships

    Steadier Income   

    • Fees typically calculated as a percentage of assets under management 
    • Advisor income rises in line with the growth of the book of SMA business

    Business Growth   

    • Strong demand from a growing demographic  
  • For the Investor

    Dedicated Expertise  

    • Brings same best-in-class money management enjoyed by institutional investors to the high-net-worth investor
    • Each account directly managed by a dedicated investment team

    Flexibility  

    • Portfolios can be customized according to client investment objectives

    Unique tax planning advantages   

    • Can request portfolio manager to take loss/gain
    • Securities can be transferred into SMA account
    • Tax-deductible fee on non-registered accounts  

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the fund facts as well as the prospectus before investing. The indicated rates of return are the historical annual compounded total returns including changes in share value and reinvestment of all dividends and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. The rate of return shown is used only to illustrate the effects of the compound growth rate and is not intended to reflect future values of the investment fund or returns on investment in the investment fund. 

Private investment pools - segregated pools

Any amount that is allocated to a segregated fund is invested at the risk of the contractholder and may increase or decrease in value. Returns shown are after the MER has been deducted. Performance histories are not indicative of future performance. For information on guarantees, fees and expenses that may apply to segregated funds, please read the Information Folder, Contract and Fund Facts of the segregated funds. The Manufacturers Life Insurance Company (Manulife) is the issuer of insurance contracts containing Manulife segregated funds and the guarantor of any guarantee provisions therein. 

Closed-end funds

Segregated funds - GIF Select InvestmentPlus®

Any amount that is allocated to a segregated fund is invested at the risk of the contractholder and may increase or decrease in value. Returns shown are after the MER has been deducted. Performance histories are not indicative of future performance. For information on guarantees, fees and expenses that may apply to segregated funds, please read the Information Folder, Contract and Fund Facts of the segregated funds. The Manufacturers Life Insurance Company is the issuer of Manulife segregated fund contracts and the guarantor of any guarantee provisions therein.