Our approach to sustainable investing

Unless otherwise noted, any references herein to sustainability reflect the general approach of Manulife Investment Management to integrating sustainability risk considerations into our investment decision-making processes, which may not extend to some of the products offered or distributed by Manulife Investment Management for which integration of sustainability factors is not applicable (or where another approach to integration of sustainability factors is adopted), including where a third party is involved in the management of the assets of such product. For complete information of the products, please see the applicable offering documents. Participation as signatory of various global or local initiatives relates to the approach taken by Manulife Investment Management as an entity, not by any of the products it’s offering.

1 We strive to execute best-in-class stewardship activities and reporting on behalf of our clients. We are committed to stewardship codes and principles in key markets, which help guide our program of stewardship. Through our local market entities, we are signatories to the Taiwan Stewardship Principles, UK Stewardship Code, Canadian Coalition for Good Governance Stewardship Principles, Singapore Stewardship Principles, and Japan’s Stewardship Code. We also adhere to the Hong Kong Principles of Responsible Ownership.

2 Hirschel and Kramer (H&K) Responsible Investment Brand Index (RIBI™) highlights the ability of more than 600 asset managers globally to translate their efforts towards responsible investment into their core brand. The RIBI™ is made up of two ratings: the Commitment rating, which focuses on hard factors (e.g., level and quality of listed equity voting), and the Brand rating, which focuses on soft factors (e.g., the existence of a purpose statement and the quality of its expression).

As of April 2026, based on 2025 reporting, the Avant-Gardist rating is given to firms that score above average on both the Commitment and Brand ratings. No compensation was provided by Manulife Investment Management in connection with this award. Further information is available here: Responsible Investment Brand Index. 

3 We seek to incorporate financially material sustainability considerations throughout the stages of our investment and asset ownership lifecycles, taking into account the characteristics of the asset class and investment process in question, as well as industry and geography, among other factors. Each investment team operates in different markets and with different nuances in its approach to investing. Accordingly, each team integrates financially material sustainability-related factors into its investment process in a manner that best aligns with its investment approach. Exceptions include strategies where a sustainability integrated investment approach is impractical, impossible, or not aligned with client objectives—for example, for certain where sustainable comparable alternatives are unavailable, passive products, funds that invest in derivative instruments, products managed in accordance with specific client objectives which expressly limit or prohibit integration of such sustainability-related factors, and delegation to third-party asset managers. Refer to Manulife IM’s sustainable investing and sustainability risk statement for more detail.

4 2025 RIA investor opinion survey

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the fund facts as well as the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

5573525