MK2280E - GIF Select IncomePlus Information folder and contract

This document contains the IncomePlus® Series Information Folder and Contract which is a supplement to the GIF Select Base Information Folder and Contract. The segregated fund Information Folder is published by The Manufacturers Life Insurance Company (“Manulife”) for information purposes only and is not an insurance contract. Manulife is the issuer of the Manulife GIF Select insurance contract and the guarantor of any guarantee provisions therein.