Retirement planning
Browse by
-
Managing volatility with the cash wedge strategy
Learn how the cash wedge investment strategy can offer a safe harbour for Canadians worried about volatile markets.
Read more
-
Final RRSP Contributions at Age 71
Protect retirement benefits with this strategic RRSP move
Read more
-
Registered retirement savings plans (RRSP): The facts
This guide provides you with the information you’ll need to make the most of your retirement plan. This guide describes RRSPs and how the tax-deductible contributions you make to an RRSP will provide current tax savings. It also reviews how you can use your RRSP to create a sound retirement plan.
Read more
-
Spousal RRSPs
A spousal registered retirement savings plan is an opportunity for income splitting and tax saving. Find out how you can take advantage with Manulife Investment Management.
Read more
-
The bigger bang RRSP strategy
It's common to take out an RRSP loan, paying it off using the tax refund. The 'bigger bang' strategy delivers larger contributions and a current year deduction.
Read more
-
Fighting the Clawbacks – Reduce Line 23400
Strategies to safeguard your government retirement benefits
Read more
-
The pension decision: To commute or not to commute?
Leaving a company? Deciding whether to leave pension assets with your employer or move them to a personal locked-in RRSP or Locked-in Retirement Account (LIRA).
Read more
-
Understanding the new RRIF minimum withdrawal rules
An in-depth review of the new reduced RRIF withdrawal rates that covers the implications and planning considerations.
Read more
-
Transferring a 401(k) Plan and IRA to a Canadian RRSP
Have you built up retirement savings working in the U.S., and are returning to Canada? Learn the options and implications of transferring a 401(k) plan or IRA to a RRSP.
Read more
-
Unlocking locked-in funds
Locking-in restrictions hamper retirement income options. Take advantage of withdrawal limits to unlock pension savings while keeping them sheltered from tax.
Read more