Viewpoints about Pension plans
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Registered Retirement Income - The facts
With all the changes that retirement brings, you need to make the best use of your RRSP savings to enjoy your retirement to its fullest. This booklet reviews the retirement income options available to you and allows you to explore in some detail those you find most appealing.
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IPPs at a glance
IPPs are becoming more popular in part because limits have been raised. Here are the latest 2019 contribution amounts, as well as projected annual pensions.
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Income splitting - The facts
This guide provides an overview of the attribution rules, details on what income splitting techniques are restricted by these rules, and some potential tax saving strategies that are permitted by the Income Tax Act (Canada), — the “Act.”
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Individual pension plans and the family business
For business owners, an IPP can be a smart RRSP alternative. IPPs offer maximum pension income and maximum tax relief, and can be included in a succession plan.
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Spousal RRSPs
A spousal registered retirement savings plan is an opportunity for income splitting and tax saving. Find out how you can take advantage with Manulife Investment Management.
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A guaranteed return – and more
Guaranteed interest accounts (GIAs) provide interest income, insurance benefits and flexibility. Learn more about them.
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Professional Corporations Offer Tax Breaks
Many professionals in Canada can now incorporate their practice. Who's included? Who's a good candidate for incorporation? What are the pros and cons?
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Fighting the Clawbacks – Reduce Line 23400
Strategies to safeguard your government retirement benefits
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Common wealth transfer mistakes (national edition)¹
Transferring assets so they end up with the people selected in the manner intended doesn't always go as planned.
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