Viewpoints about RESP
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Registered Education Savings Plans (RESPs) - The facts
An RESP is a tax-assisted plan that can help save money for post-secondary education. Contributions to an RESP are not tax-deductible, but the money inside the plan will grow tax-deferred until it’s withdrawn for a post-secondary educational program. In addition, there are grants and incentives available from the government of Canada and certain provinces to help build education savings.
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What is a segregated fund?
Segregated fund solutions are investments that let you participate in the markets, provide estate planning advantages, potential creditor protection and guarantees. Learn more
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RRSP? TFSA? RESP? Make the most of your savings options
Determining which combination of savings plans is best depends on your personal situation and objectives. Here's how to choose the right mix.
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Could you be paying too much tax?
There are strategies beyond contributing to a Registered Retirement Savings Plan (RRSP) that can help reduce your taxes owing. A variety of expenses can be claimed as a tax deduction or tax credit on your tax return. Here are eight strategies to consider.
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Understanding investment income video
Making sense of after-tax returns. Learn how investment type and whether it's in a tax-sheltered plan matters, and can dictate how much of your gains you keep.
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RESPS no longer just for kids
Most think of Registered Education Savings Plans as a way to pay for a child's post-secondary education. But RESPs can also benefit adults going back to school.
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Naming a Successor Subscriber on a Manulife Segregated Fund Education Savings Plan (ESP) Contract
Learn about the estate planning benefits of naming a successor subscriber on an RESP segregated fund contract.
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The value of naming a beneficiary Video
John Natale, Assistant VP, Manulife, on the benefits of segregated funds for estate planning: Control, creditor protection, privacy, and reduced probate fees.
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RESP savings strategies – lump sum or periodic?
Saving for post-secondary education: The smart RESP strategy
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