Viewpoints about RRIF
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Registered Retirement Income - The facts
With all the changes that retirement brings, you need to make the best use of your RRSP savings to enjoy your retirement to its fullest. This booklet reviews the retirement income options available to you and allows you to explore in some detail those you find most appealing.
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The value of naming a beneficiary
"Watch John Natale take you through the benefits of segregated funds for estate planning: control, creditor protection, privacy, and reduced probate fees."
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When to consider the RRIF successor annuitant or Joint Life option
If you want to provide for your children, or your spouse is incapacitated or financially irresponsible, consider naming them successor annuitant or Joint Life.
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Registered retirement savings plans (RRSP): The facts
This guide provides you with the information you’ll need to make the most of your retirement plan. This guide describes RRSPs and how the tax-deductible contributions you make to an RRSP will provide current tax savings. It also reviews how you can use your RRSP to create a sound retirement plan.
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RRSP? TFSA? RESP? Make the most of your savings options
Determining which combination of savings plans is best depends on your personal situation and objectives. Here's how to choose the right mix.
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The pension decision: To commute or not to commute?
Leaving a company? Deciding whether to leave pension assets with your employer or move them to a personal locked-in RRSP or Locked-in Retirement Account (LIRA).
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Understanding the new RRIF minimum withdrawal rules
An in-depth review of the new reduced RRIF withdrawal rates that covers the implications and planning considerations.
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Extraordinary measures for extraordinary times
March 18, 2020, Prime Minister Trudeau announced a number of measures as part of the Government of Canada’s COVID-19 Economic Response Plan to support Canadian individuals and businesses. The following represents a high-level summary of measures of interest to investment advisors.
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RRSPs and RRIFs on death
Contributions to Registered Retirement Savings Plans (RRSPs) are deductible and any growth or income earned on the underlying investment in the RRSP or Registered Retirement Income Fund (RRIF) is not taxed until withdrawn. This article looks at some frequently asked questions to provide more clarity on what happens on the death of an RRSP or RRIF owner.
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