Viewpoints about Tax
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Comparing SWPs to Series T funds - Pay tax now or later?
Mutual funds can provide retirement income via a systematic withdrawal plan (SWP), or a Series T option. Consider these factors to find the most tax-efficient method.
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The value of naming a beneficiary
"Watch John Natale take you through the benefits of segregated funds for estate planning: control, creditor protection, privacy, and reduced probate fees."
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Cross-border investment planning
Canadians who are relocating to the U.S. can reduce their taxes by restructuring their portfolios and registered plans before they make the move.
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What is estate planning and why is it important
Watch this video to learn how you can lay out the final instructions as to how your assets should be distributed.
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Reducing tax withholdings at source
Use the new CRA Form T1213 to request a reduction of source withholdings due to RRSP contributions, alimony payments or interest payments on investment loans.
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Minimizing taxes on death
Nobody likes to think about their death and pay more tax than they have to. But, with a little planning you can minimize the taxes your estate might pay at death.
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Taxation of Investments 101
The investments you hold, their returns, and distributions all impact your tax bill. Understand how investments are taxed to reduce your taxes and build wealth.
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Final RRSP Contributions at Age 71
Protect retirement benefits with this strategic RRSP move
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U.S. estate tax exposure for Canadian residents (who are not U.S. citizens)
Canadians with substantial assets may be subject to U.S. estate taxes. Find out if this applies to you, and what planning opportunities are available.
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RRSP segregated fund contracts — naming a successor annuitant or Joint Life
Naming a spouse as a beneficiary of your RRSP can be a simple and cost-effective way to pass on your RRSP at death. With an RRSP segregated fund contract, these benefits can be enhanced by naming your spouse as a successor annuitant or Joint Life on the contract. Using one of these designations, you can keep the current estate planning benefits already available with a beneficiary designation while adding more flexibility and choice for your spouse after your death.
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