Viewpoints about TREPS Investment Insight
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How to plan around the small business tax changes
New rules governing how small business income is taxed came in in 2019. Here's how they work, and how to reduce their impact on a company's bottom line.
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Discover the tax advantages of Manulife segregated funds
While they are taxed similar to mutual fund trusts, segregated fund contracts offer other tax, estate, and creditor protection advantages to investors.
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Comparing the taxation of mutual funds, exchange traded funds and segregated fund contracts
Knowing how investments are taxed can boost your returns. Here's a quick look at the different ways mutual funds, ETFs and segregated fund contracts are taxed.
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IPPs at a glance
IPPs are becoming more popular in part because limits have been raised. Here are the latest 2019 contribution amounts, as well as projected annual pensions.
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Don't celebrate a large tax refund - Eliminate it!
Get your employer to reduce taxes deducted at source. Tell the CRA about regular RRSP contributions, child card expenses, alimony, or other deductibles.
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Creditor protection and estate benefits in nominee name contracts
Are creditor protection and estate benefits available for non-registered and registered insurance investment contracts held ‘on book’ or in nominee name?
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Estate-planning opportunities using insurance investment contracts
Reviewing insurance investment contracts or setting up a new one? Know the role of owners, annuitants, successors, and beneficiaries for better estate planning.
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Joint tenants with right of survivorship - An appropriate strategy?
Still an appropriate strategy? Recent case law suggests entering into a joint ownership arrangement with a right of survivorship needs careful consideration.
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Comparing SWPs to Series T funds - Pay tax now or later?
Mutual funds can provide retirement income via a systematic withdrawal plan (SWP), or a Series T option. Consider these factors to find the most tax-efficient method.
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