Viewpoints about TREPS Investment Insight
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Comparing SWPs to Series T funds - Pay tax now or later?
Mutual funds can provide retirement income via a systematic withdrawal plan (SWP), or a Series T option. Consider these factors to find the most tax-efficient method.
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Reducing tax withholdings at source
Use the new CRA Form T1213 to request a reduction of source withholdings due to RRSP contributions, alimony payments or interest payments on investment loans.
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The role of the executor
Appointing an executor may be one of the most important decisions related to an estate plan. Being trusted as an executor to carry out someone’s wishes after they have passed can be one of the biggest responsibilities an individual can take on. Learn what it really means to be an executor on a will.
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Taxation of Investments 101
The investments you hold, their returns, and distributions all impact your tax bill. Understand how investments are taxed to reduce your taxes and build wealth.
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U.S. estate tax exposure for Canadian residents (who are not U.S. citizens)
Canadians with substantial assets may be subject to U.S. estate taxes. Find out if this applies to you, and what planning opportunities are available.
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Don't celebrate a large tax refund - Eliminate it!
Get your employer to reduce taxes deducted at source. Tell the CRA about regular RRSP contributions, child card expenses, alimony, or other deductibles.
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TFSA vs. RRSP: Which should I contribute to?
Should I contribute to a TFSA, RRSP or both? This depends on your savings, eligibility for income-tested benefits, and current and future financial situation.
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RRSP? TFSA? RESP? Make the most of your savings options
Determining which combination of savings plans is best depends on your personal situation and objectives. Here's how to choose the right mix.
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Common TFSA Mistakes
Tax-Free Savings Accounts are a powerful tool for growing savings tax free. How to avoid common – and costly – mistakes, and harness their full potential.
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An investor’s adjusted cost base: A moving target
Determining an investment capital gain or loss begins with the adjusted cost base. Understanding how it's calculated can help investors reduce their taxes.
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