Comment les placements d’épargne-retraite peuvent-ils s’aligner sur les objectifs environnementaux à long terme
Qu’ont en commun les promoteurs de régimes de retraite et les investisseurs durables? Ils ont une vision à long terme. Nous étudions comment différentes catégories d’actifs, en particulier les actifs réels, peuvent s’harmoniser aux objectifs liés au climat à long terme, comme celui d’atteindre la carboneutralité. Par ricochet, nous suggérons aux promoteurs de régimes de retraite, qu’ils soient dans le secteur des prestations déterminées ou des cotisations déterminées, des moyens d’aligner leurs placements sur des objectifs climatiques durables de plus en plus répandus.
Points à retenir :
- Les risques et les occasions liés au climat sont présents dans pratiquement toutes les catégories d’actifs, mais les actifs réels – notamment les infrastructures, l’immobilier, les terrains forestiers et les terres agricoles – pourraient offrir aux investisseurs des profils de résilience climatique relativement plus solides.
- À mesure que le monde progresse vers un avenir à faibles émissions de carbone, les placements dans certaines catégories d’actif précises peuvent être optimisés pour rester axés sur les objectifs climatiques et environnementaux.
- Lorsque les promoteurs de régimes à prestations déterminées (PD) envisagent d’attribuer des mandats et que les promoteurs de régimes à cotisations déterminées (CD) conçoivent et surveillent des gammes de fonds, ces fiduciaires peuvent également être attentifs à la manière dont les portefeuilles de retraite peuvent s’aligner sur les principaux jalons des objectifs climatiques.
Prévalence des objectifs de carboneutralité dans les principales catégories d’actif
Catégorie d’actif |
Indice servant d’indicateur |
Sociétés déclarant leurs émissions de GES (de portée 1 et 2) |
Sociétés ayant déclaré leurs objectifs de carboneutralité |
---|---|---|---|
Infrastructures mondiales |
Indice S&P Global Infrastructure |
89 % |
54 % |
Fiducies de placement immobilier mondiales |
Indice MSCI Monde Immobilier |
86 % |
25 % |
Actions mondiales à grande capitalisation |
Indice MSCI Monde tous pays |
74 % |
35 % |
Actions canadiennes toutes capitalisations |
Indice composé S&P/TSX |
65 % |
23 % |
Titres à revenu fixe canadiens de base |
Indice des obligations universelles FTSE Canada |
45 % |
16 % |
Titres à revenu fixe canadiens de base de longue durée |
Indice des obligations à long terme FTSE Canada |
38 % |
14 % |
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