Plan overview

Learn how all our plans fit together, which are available to you, and how they can help your savings grow.

How our plans work together—for you and your savings strategy

Some group plans are for saving at work. Some are for saving on your own. And others are for finally turning it all into income. Read on to learn which plans fit where—and how seamlessly they can work together to help you reach your unique financial goals.

Group retirement savings plans

These are plans your organization can choose to offer to help you save.

  • Saving is easy

    The money you put in comes right off your pay.

  • Your tax might be less

    The money you put in might lower tax that comes off your pay.

  • Fees are typically lower

    You usually pay lower fees than if you invest on your own.

  • You might earn more money

    Depending on your plan rules, your organization might put money in for you.

The Manulife Personal Plan™

These are plans you—or your family members—can join on your own to complement the plans in your group retirement program. You can also choose to move your savings into these plans when you leave your organization.

  • Changing jobs can be simpler

    Keep your savings comfortably invested with Manulife when you leave your organization’s group retirement program.

  • You get member rewards

    As your savings grow, so do your rewards.

  • Fees are typically lower

    You usually pay lower fees than if you invest on your own.

  • Your family can join, too

    You can choose to have all your family’s savings in one place—for many of the same benefits and rewards.

Group retirement income plans

These are plans you can join on your own to turn your savings into income when you move into retirement.

  • Retiring can be simpler

    Keep your savings comfortably invested with Manulife when you leave your group retirement program.

  • You get member rewards

    As your savings grow, so do your rewards.

  • Fees are typically lower

    You usually pay lower fees than if you invest on your own.

New to Manulife group retirement?

Welcome, we're glad you’re here! Your organization has taken the first step to help you save—offering you a group retirement program. Now it’s up to you. Joining your program may be one of the smartest—and easiest—ways to save for your future.

Simplify your life by keeping all your savings in one place

Do you have savings outside of Manulife? Consider moving it into your Manulife plans, so you'll have just one sign on, one statement, and fewer things to keep track of. A financial advisor can help you understand your options.