Retiring soon or living in retirement

Get the guidance you need as you approach retirement, enter into it, or live it every day.

Retirement—can you believe it?

Whether you’re gearing up for it, shifting into it, or finally putting your foot on the brake, you’re in the driver’s seat. Let us help you navigate.

Partnering with an expert may help you cross the retirement finish line feeling like a winner

Something to think about

  • Revisit your goals

  • Create a retirement budget

  • Work on your estate plan

  • Invest in your well-being

  • Get to know your retirement income sources

  • Get expert financial advice

Your countdown to retirement

Time before retirement


5+ years to go

  • Set short-term targets for long-term goals
  • Pay down mortgage and other debt
  • Stay healthy—sleep more, eat right, exercise

2–5 years

  • Think about where you’ll want to live
  • Look into health and life insurance
  • Create your budget (with an emergency fund!)

12–18 months

  • Plan for more free time
  • Revisit your goals
  • If you haven’t already, talk to an advisor to create or revise your plan
  • Consider consolidating your savings

6 months to go

  • Update your estate plan
  • Apply for government income programs
  • Look into opening an RRIF/LIF
Living in retirement
  • Take time to explore the change and the feelings that come with it
  • Learn something new, teach or mentor others
  • Consider working part time or volunteering
  • Connect with loved ones and your community

Do you know where your retirement income will come from?

Just because you’ve stopped working doesn’t mean your money has to. Find out how you can invest your savings to provide a steady stream of income so you can enjoy your retirement years to the fullest.

Explore group retirement income plans

Estimate your retirement income

Find out how long a certain amount of money in a certain kind of retirement income plan is likely to last.

A few good reads