Looking to combine your accounts in one place?

Combining your accounts with Manulife means getting the big picture of your savings, convenient access to all your money at once, and the opportunity to save more thanks to competitive fees.

Combine your accounts with Manulife

One website, one sign in

The big picture is finally in focus. Track and manage all your savings on just one website.

One you—one Manulife ID. Your Manulife ID is your single, secure username and password for everything you have with us.

Competitive fees

Investment fees for both group retirement and group savings plans are usually lower than what you’d pay investing on your own.

Saving more in one place can mean lower investment fees and greater rewards.

Having more money with one financial institution can also qualify you for lower fees or even a savings bonus.

Easier on your family

Spouses can also join a Manulife group plan and combine their savings with yours. This makes it easier to keep track of your family’s savings, and it also makes it convenient for your loved ones to access them when the time comes to settle your estate.

One less thing on your to-do list

No more trying to tackle it all. No more trying to find your way around multiple plans and online accounts.

We’ve got you.

Enjoy the same support, features, and advice that you love about your group retirement plan for all your other plans.

Bring your money together with Manulife in three easy steps

1

Talk to us about putting it all together

Let us know you’re interested and we’ll reply within three business days.

2

We’ll support you every step of the way

We’ll guide you through gathering what you need and filling out the required forms.

3

Click Submit and leave the rest to us

Submit your signed forms to us, then sit back, relax, and we’ll let you know when it’s done.

FAQs

Can I have more details about how to bring my savings together?

Step 1
- Click Talk to us about combining your accounts.
- Fill out the form to let us know you’re interested.
- Click Submit.
Step 2
- Within three business days, we’ll email you at the address you provide to arrange a time to talk.
- During our chat, we’ll find out more about you and your savings. We can also help you complete the transfer forms and provide as much or as little guidance as you need.
- If you need assistance, we can also help you sign in to your account and use our Send documents feature, so you can submit everything to us online.
Step 3
- We’ll make sure your forms are in order and coordinate the transfer with your other financial institutions.
- We’ll also set up any new plans you need and make sure everything is connected to your Manulife ID.
- Finally, we’ll let you know when it’s all done!

Can I bring my savings together on my own?

Yes, you can submit a request to transfer money from outside Manulife without our help. You can also transfer money from other plans and accounts within Manulife if you’d like.

Here’s how:

Step 1

Check your plan rules to make sure you can move money into a specific plan.

Step 2

Fill out a transfer authorization for registered investments form for the plan you want to put money in.
Here’s how to choose the right form:
- If you have a policy number that’s up to eight digits long with no letters in it, use one of these forms:
  Transfer authorization for RRSP, TFSA, LIRA, LRSP, RPP
  Transfer authorization for RRIF, LIF, LRIF, PRIF, RLIF
- If you have a client number that starts with RS, use this form:
  Transfer authorization for RSP, LRSP, LIRA, RIF, LIF, TFSA (Transfer In SL)

What information do I need to bring my savings together with Manulife?

To bring your savings together with Manulife, you’ll need the account details and total savings from all the plans and accounts you want to bring together. To make things easier, collect your most recent statements for each plan or account and have them ready with you when you chat with us.

How many plans can I bring together, and which ones?

There’s no limit to the number of plans or the amount of money you can bring into your Manulife group plans. You can bring money from outside Manulife, as well as money from other plans and accounts within Manulife. You can also move locked-in money, as well as registered and nonregistered money. We can help you understand how.

How long will it take to bring my money from different accounts to Manulife?

Bringing your money together to one place usually takes between four to six weeks, but we’ll support you every step of the way. The exact time frame depends on various factors, including how many different financial institutions and plans you currently save with.

Are there other ways to make retirement planning easier?

Yes, you can get started by downloading our Manulife Mobile app, getting financial advice from one of our expert advisors, or by signing in to access our Steps Retirement Program™.

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